Fee-Only Financial advisor

100% Money Back Guarantee

Certified Financial Planner™ delivering fee-only, hourly financial advice for DIY investors. Hourly Financial Advisor with over a decade of experience at your service. No ongoing management fees, and no subscriptions.

Rethinking Financial Advice

Financial advice should benefit you, more than your advisor.

Looking for a trusted Hourly Financial Advisor? Tired of seeing the scales tipped by high commissions and unfair fees?  We’re here to balance them. The hourly financial advice we provide is built on trust, transparency, and the principle that your interests lead the way—always.

The Hourly Advisor, based out of Charlotte, NC, provides personalized, fee-only financial planning services across the USA, helping you achieve your financial goals without ongoing fees. Unlike traditional financial planners, we charge by the hour, ensuring unbiased, transparent advice without any commissions or product sales.

Whether you’re seeking guidance on retirement planning, budgeting, investment strategies, or tax planning, our experienced hourly financial advisor delivers tailored solutions based on your unique financial goals. We are committed to helping you make informed decisions while maintaining full control of your financial future with a fee-only financial advice model that ensures flexibility and cost-effectiveness.

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years of financial planning experience

$ 0 MM+

managed for Vanguard & Schwab Clients

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Financial Plans completed

Our Financial Services

Financial Planning

Starting with a complimentary consultation, we explore every facet of your financial life to develop a tailored plan.

Retirement Planning

Secure your future with strategies that support your dream retirement, addressing income, lifestyle, and healthcare planning.

Tax Minimization

Keep more of your earnings through strategic planning focused on reducing tax liabilities and enhancing after-tax returns.

Investment Planning

Receive guidance on building a diversified, tax-efficient portfolio aligned with your financial goals, based on solid research and tailored strategies.

Transform your Financial Life Without Fear – 100% Money Back Guarantee If You’re Not Satisfied.

Hourly Financial Advisor | Fee Only Financial Planner

Our Process

We are fiduciaries, fee-only, and hourly financial advisors. Our process is designed to be straightforward and help you get started without a major commitment.

Hourly Rate: $250(discounted).

Full Financial Plan: 2 hours, only $500.

Here’s how we guide you to financial clarity:

Free Initial Consultation

We start by understanding your goals and assessing how our services can best align with your financial journey.

Organization and Vision Meeting

Next, we dive into your financial and life goals, crafting a comprehensive picture of where you are and where you want to be.

Financial Plan Development

With your goals in focus, we analyze your financial situation to create a personalized plan, offering strategies and clarity.

Plan Delivery Meeting

During this meeting, we present your financial plan. We will discuss specific action items to ensure your overall financial success, answer all of your questions and ensure you have the knowledge to move forward confidently.

Implementation and Ongoing Support

As you implement your plan, we're here for any further guidance you need, ensuring you're on the path to success.

After plan completion, you continue to have access to your digital financial plan and our financial planning software. We will regularly check in to monitor your progress and address any changes in your life. Please inform us of any significant updates so we can adjust your plan accordingly. We are here to meet with you as frequently or as infrequently as you prefer, ensuring you always have the support you need.

Testimonials

Amazing Financial Advisor!
I recently switched to Jeremy from another advisor, and I couldn’t be happier with my decision. Not only does he provide better advice, but his services cost a fraction of the price. He’s incredibly fair! He takes a quiet and thoughtful approach to responding, the advice he offers is always on point. It is evident that Jeremy truly wants to help his clients on their financial journey. Because of this, I have shared information about his services with my friends and family. Jeremy’s professionalism and expertise have made a huge difference in my financial planning. Highly recommend!

Justin Mays – Current client since 2024

 

I was thoroughly impressed with the service I’ve received from The Hourly Advisor! They took a holistic look into my finances and provided me with a detailed plan to help me achieve all of my financial goals and prepare for the future. Unlike other financial planners that take a commission of my earnings, The Hourly Advisor incorporates a flat fee structure which I really appreciate. 10/10 would recommend!!

Jordan Caldwell, Current client since 2024

 

Working with Jeremy has been an absolute game changer! I always felt overwhelmed by financial matters, but he has made dealing with numbers easy and stress-free. Jeremy is not only extremely knowledgeable but also patient in explaining everything clearly, making sure I understand each step of the process.

Jeremy has consistently provided insightful advice and helped me make confident, informed decisions about my financial future. Beyond expertise, he is approachable, reliable, and truly great to work with. I recommend The Hourly Advisor highly enough for anyone looking to take control of their finances with a trusted professional by their side!

Nidhee Bhatt, Current client since 2024 

Disclaimer: Client testimonials are provided without compensation. 

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Johnnie Ledner
CEO at Litfox

Key Benefits of Hourly Financial Planning with The Hourly Advisor

Tailored Financial Strategies

Dive into plans crafted just for you, aligning perfectly with your goals and lifestyle. Navigate your financial future with a blueprint that adapts to your evolving needs.

Informed Investment Decisions

Gain the clarity and confidence to make smart investment choices. We demystify the complex, guiding you to financial decisions that feel right.

Efficient Wealth Management

Discover how to optimize your assets and investments for maximum growth with minimal waste. Keep more of your earnings through strategic planning focused on reducing tax liabilities and enhancing after-tax returns.

Risk Mitigation

Learn to shield your financial well-being from unexpected life events. We help you prepare for the ifs and buts, ensuring peace of mind.

Achieve Financial Goals

Whether it's buying a home, saving for education, or planning for retirement, we plot the course to your dreams, making them achievable and real.

Legacy Planning

Think beyond your lifetime. We assist in crafting a legacy that reflects your values and wishes, ensuring your wealth makes a lasting impact.

Hourly Financial Advisor | Fee Only Financial Planner

Why Settle For Less?

Transparent Pricing

Pay for advice hourly, not by a percentage of your wealth. Fee only financial planning.

Expertise You Can Trust

Over a decade of experience distilled into actionable plans.

Unbiased Guidance

Fiduciary, objective advice. No Conflicts of interest, no sales pitches.

Ready to Transform Your Financial Future?

Let's See If We're A Good Fit

Whether you’re looking to improve your investment portfolio or are seeking a full financial plan, we’re here to help. Schedule your complimentary consultation today or reach out with your financial questions.