Fee-Only Financial advisor
100% Money Back Guarantee
Certified Financial Planner™ delivering fee-only, hourly financial advice for DIY investors. Hourly Financial Advisor with over a decade of experience at your service. No ongoing management fees, and no subscriptions.
Rethinking Financial Advice
Financial advice should benefit you, more than your advisor.
Looking for a trusted Hourly Financial Advisor? Tired of seeing the scales tipped by high commissions and unfair fees? We’re here to balance them. The hourly financial advice we provide is built on trust, transparency, and the principle that your interests lead the way—always.
The Hourly Advisor, based out of Charlotte, NC, provides personalized, fee-only financial planning services across the USA, helping you achieve your financial goals without ongoing fees. Unlike traditional financial planners, we charge by the hour, ensuring unbiased, transparent advice without any commissions or product sales.
Whether you’re seeking guidance on retirement planning, budgeting, investment strategies, or tax planning, our experienced hourly financial advisor delivers tailored solutions based on your unique financial goals. We are committed to helping you make informed decisions while maintaining full control of your financial future with a fee-only financial advice model that ensures flexibility and cost-effectiveness.
years of financial planning experience
managed for Vanguard & Schwab Clients
Financial Plans completed
Our Financial Services
Financial Planning
Starting with a complimentary consultation, we explore every facet of your financial life to develop a tailored plan.
Retirement Planning
Secure your future with strategies that support your dream retirement, addressing income, lifestyle, and healthcare planning.
Tax Minimization
Keep more of your earnings through strategic planning focused on reducing tax liabilities and enhancing after-tax returns.
Investment Planning
Receive guidance on building a diversified, tax-efficient portfolio aligned with your financial goals, based on solid research and tailored strategies.
Transform your Financial Life Without Fear – 100% Money Back Guarantee If You’re Not Satisfied.
Our Process
We are fiduciaries, fee-only, and hourly financial advisors. Our process is designed to be straightforward and help you get started without a major commitment.
Hourly Rate: $250(discounted)*
Full Financial Plan: $500-$1,000
Here’s how we guide you to financial clarity:
We start by understanding your goals and assessing how our services can best align with your financial journey.
Next, we dive into your financial and life goals, crafting a comprehensive picture of where you are and where you want to be.
With your goals in focus, we analyze your financial situation to create a personalized plan, offering strategies and clarity.
During this meeting, we present your financial plan. We will discuss specific action items to ensure your overall financial success, answer all of your questions and ensure you have the knowledge to move forward confidently.
As you implement your plan, we're here for any further guidance you need, ensuring you're on the path to success.
After plan completion, you continue to have access to your digital financial plan and our financial planning software. We will regularly check in to monitor your progress and address any changes in your life. Please inform us of any significant updates so we can adjust your plan accordingly. We are here to meet with you as frequently or as infrequently as you prefer, ensuring you always have the support you need.
What Clients Are Saying
Key Benefits of Hourly Financial Planning with The Hourly Advisor
Dive into plans crafted just for you, aligning perfectly with your goals and lifestyle. Navigate your financial future with a blueprint that adapts to your evolving needs.
Gain the clarity and confidence to make smart investment choices. We demystify the complex, guiding you to financial decisions that make sense.
Discover how to optimize your assets and investments for maximum growth with minimal waste. Keep more of your earnings through strategic planning focused on reducing tax liabilities and enhancing after-tax returns.
Learn to shield your financial well-being from unexpected life events. We help you prepare for the ifs and buts, ensuring peace of mind.
Whether it's buying a home, saving for education, or planning for retirement, we plot the course to your dreams, making them achievable and real.
Think beyond your lifetime. We assist in crafting a legacy that reflects your values and wishes, ensuring your wealth makes a lasting impact.
Why Settle For Less?
Transparent Pricing
Pay for advice hourly, not by a percentage of your wealth. Fee only financial planning.
Expertise You Can Trust
Over a decade of experience distilled into actionable plans.
Unbiased Guidance
Fiduciary, objective advice. No Conflicts of interest, no sales pitches.
Ready to Transform Your Financial Future?
Let's See If We're A Good Fit
Whether you’re looking to improve your investment portfolio or are seeking a full financial plan, we’re here to help. Schedule your complimentary consultation today or reach out with your financial questions.
